And third, how many ports were left open that then added to the influx of water. This changes the dynamics of the sinking and also provides an increase of water ingress. As the water rises above the edge of the hull, that introduced even more ways for water to flow.
The fourth thing is how water progresses inside the ship. Water partitions are wood and what are metal. What might break and give and what will stand firm even if it might leak. This impacts how Boiler Rooms 3, 4, and 5 fill with water. Boiler Room 5 has a short split from the ice berg and Boiler Room 4 has a small mystery leak that only got noticed because of the angle of the deck. No one saw water from inside the ship flowing into either BR 4 or 5.