Hello, Jim---
To my untrained eye, this looks like Hapag's
Deutschland after her 1910 conversion into the cruise ship Victoria Luise. She has two masts; that knocks out Kaiser Wilhelm II and Kronprinzesssin Cecilie, which had three. Kronprinz Willhelm and Kaiser Wilhelm der Grosse weren't that built-up at the stern; neither was Deutschland as originally built, but as Victoria Luise she was. That would also explain the snow-covered mountain in the background, which looks more like a cruise destination than the ports where the German four-stackers called in their transatlantic service.
If you have access to them, take a look at Shaum and Flayhart's Majesty at Sea, page 60; Kludas' Great Passenger Ships, Vol. 1, page 57; and Hansen's Passenger Liners from Germany, page 62. The profile of the ship shown here matches the photos of Victoria Luise there, it seems to me, and fits Majesty at Sea's description of the external changes made when she was converted from Deutschland to Victoria Luise.