Thank you George.Hi Jim -
I think your summary of events is very plausible. We will never know what really happened, but your guess is well presented and logical.
I realize that others might disagree with you and present their version of what they think might have happened that night. Both sides can be equally correct; it's a guessing game (played by experienced and intelligent people), but a game in which the final, absolute answer can never be known. To use a word that you have frequently accused others of doing, we (that means you) are all just "speculating". Yours is well done.
You will note that in the post you refer to, I was not speculating, but simply arranging the evidence that everyone accepts in a logical sequence. When I do "speculate" as when considering the actions of Captain Smith from the moment he entered the bridge until he had restored some semblence of order and his ship was stopped. Or the reasons why Murdoch would order the engines astern, I do so, from a solid base of knowledge and experience and back my speculation with technical and practical reasons. I hope that is well understood and appreciated.