According to a genealogy I found many years ago, William Fisher Hoyt was the son of Charles Evans Hoyt and Helen Maria Fisher in Medina Co, Ohio. Charles married Helen on 19 Jan 1862 in East Cleveland, Ohio. Charles was born on 22Oct 1835 and Helen on 3 Sep 1841 in Lockport, New York. William Fisher Hoyt was unmarried but had two brothers.
Hope this helps, please contact me privately as I have more on the man.
I doubt it very much. From around 9:00pm on, Smith was either on the bridge itself or in his chartroom. After the collision, he was too busy trying to get information and working things out. Hardly time for a drink, but I'll bet he could have used one!
I believe that you will find that it was Frederick Hoyt and Captain Smith who were friends. I recall reading somewhere that Hoyt later said that Smith told him that the cutter would be leaving soon and that he and Mrs Hoyt should take seats in it.
The drink story is under Frederick Hoyt. See: Paterson Morning Call (1912) JUMPED FROM SINKING SHIP 23rd April 1912