Mrs Benjamin Howard (Ellen Truelove Arman) was born in Rodbourne near Swindon, Wiltshire, England on 14 April 1851, later being baptised on 26 December that same year.
She was the illegitimate daughter of Ann Arman (b. 1832). Ann was the daughter of Richard and Eliza Arman but little else is known about her.
Ellen was seemingly raised by her maternal aunt and she first appears on the 1861 census at the home of her aunt Mary (b. 1821) and her husband Henry Wheeler (b. 1817), a tailor, at 21 Bridge Street, Swindon, and would still be living with them by the time of the 1871 census, then at number 22 in the same street.
She was married on 16 May 1872 to Benjamin Howard (b. 10 May 1848), a bolt maker and native of Lancashire. The couple settled in Swindon, Wiltshire and had five children, with four surviving infancy: William Henry (b. 1873), Frederick Charles (b. 1878), Ethel Louise (1879-1957) and Herbert Benjamin (b. 1887).
The 1881 census shows the family living at 84 Cheltenham Street in Swindon, later moving to number 84 in the same Street, an address they would live at for the rest of their lives and appearing there on the 1891 through 1911 census records. Ben was listed as a bolt maker throughout, later as a foreman in the same capacity.
Her husband's health had been in decline and it was decided that a sea voyage to the USA--where two of her son's, Frederick and Herbert lived in Idaho--would perhaps benefit him. Leaving Swindon on the 2.15 pm train to Southampton on Tuesday 9 April 1912, Ellen and Ben boarded the Titanic the following day as second class passengers (ticket number 24065 which cost £26). Their eventual destination was to the home of their sons in Buhl, Idaho. From Cherbourg they posted a letter to their daughter, Mrs Opie Smith, who lived on their same street with her husband and two young children. Ellen celebrated her 61st birthday on Sunday 14 April.
Ellen and Ben Howard died in the sinking and their bodies, if recovered, were never identified.
Ellen's estate, worth £339, 12s, 6d, was administered to her eldest son William Howard, a piano tuner, on 30 August 1912.
Her son Herbert continued to reside in Idaho, latterly at Caldwell in Canyon County. He was married to Sarah Lydia Tannehill (1898-1934), a native of Nebraska, and had several children. Following the death of his wife he settled in Los Angeles where he remarried in 1946 to Laura Adelaide Mosher, née Harris (b. 1887) but he was widowed after less than a year of marriage. Herbert died in Los Angeles on 19 August 1963.