Frederick Charles Simmons was born in Southampton, Hampshire, England on 16 May 1887, the son of Thomas Procter Simmons (1849-1934), a plumber's labourer, and Hannah (Annie) Minns (1856-1928). They married in mid-1873 in their native Southampton.
Frederick was one of sixteen children. His siblings were: George Thomas (b. 1873), Lily Eliza (b. 1975), William Arthur (b. 1876), Annie Elizabeth (b. 1877), Lucy Florence (b. 1879). Albert Henry (b. 1881), William John (b. 1882), Maud Louise (b. 1884), William James (b. 1886), Bertie James (b. 1888), Emmeline (b. 1890), Ernest Alfred (b. 1891), Archibald Procter (b. 1893), Hannah Kathleen (b. 1898) and Margaret Alice (b. 1900). At least four would die in infancy.
At the time of the 1891 census the family are living at 36 Albert Street, Southampton. By now Frederick's father is described as a provisions dealer. The 1901 census would have the family at the same address, with Thomas Simmons now described as a shopkeeper (grocer).
Frederick Simmons was married in mid-1910 in Southampton to Winifred Lucraft, born on August 16, 1887 in Ilfracombe, Devon. They would have two sons: Robert Ralph (b. 1910-June 5, 1911) and Edward Reginald (b. November 3, 1911-1993). At the time of the 1911 census Frederick is absent and his wife is living with a brother and her mother at an address in Southampton.
When Frederick signed-on to the Titanic, on 6 April 1912, he gave his address as 263 Millbrook Road, Southampton. His last ship had been the Oceanic. As a saloon steward he received monthly wages of £3 15s.
Simmons died in the sinking. His body, if recovered, was never identified.
Frederick's widow was remarried in Southampton in 1917 to Robert Victor Baker. She would go on to have three more children. She passed away in Weymouth, Dorset in 1967.