Mr James Carter (Fireman) was reportedly born in Berkshire, England. Any other details about his early life are unknown.
He was married in Southampton in 1909 to Marianna Kestell, née Pester, a native of the Channel Islands. Marianna was born in Vale, Guernsey on 24 October 1862, the daughter of a farmer and seemingly had a previous marriage to a man named Kestell, of whom nothing is known.
James and Marianna, having married late in life, had no children of their own. Whilst James was absent from the 1911 census, his wife was recorded as living at 5 Brinton's Road, Southampton.
When he signed on to the Titanic on 6 April 1912, Carter gave his age as 35 and his name as "W. Ball," for reasons unknown. He listed his address as 5 Brinton's Road, (Southampton) and his previous ship as the Olympic. As a fireman he could expect monthly wages of £6.
James Carter died in the sinking and his body, if recovered, was never identified.
His widow Marianna, who later benefitted from the Titanic Relief Fund, never remarried and remained in Southampton, later living at 37 Andersons Road with her sister Amy Alice Knight (1866-1950). She died on 7 January 1945 aged 82.