William Farr Penny was born in Barnsbury, Middlesex, England on 20 October 1880. He was the son of William George Penny (b. 1847) and Annie Maria Farr (1855-1934). His father was from Shoreditch, London and his mother from Huntingdonshire and they had married in 1871 in Islington, London before they went on to have seven children: Lilius Annie (b. 1874), Winifred Marion (b. 1875), Olivia Lydia (b. 1877), Edward Ernest (b. 1879), Alma (b. 1886), George (b. 1893) and William.
William first appears on the 1881 census with his family living at 47 Offord Road, Islington, Middlesex with his parents and siblings and his father was described as a clothier manager. By the time of the 1891 census the family are living at 30 Stoke Newington Road in Hackney. William isn't present with his family during the 1901 census (perhaps already at sea) who are still present in Hackney.
William was married on 21 October 1909 to Phyllis Maude Harrison (b. 1887 in Southampton) and they had a son, Lionel William on July 26, 1910. On the 1911 census he is absent but his wife and son are listed as living at 29 Lodge Road, Southampton.
When William signed on to the Titanic he gave his address as 29 Lodge Road, Southampton and his previous ship as the New York. As a steward he could expect to earn monthly wags of £3, 15s.
William Penny died in the Titanic disaster. His body, if recovered, was never identified.
What became of William's widow Phyllis isn't clear, but his son Lionel married Elizabeth Bacon in 1941 and he died in Southampton in 1978.