Mr Frederick Maxfield Hoyt was born in Connecticut on 15 September 1873.
He was the son of Joseph Blachley Hoyt (1814-1889) and Susan Swain Evans (1837-1907). His father, a farmer, was also born in Connecticut whilst his mother was English by birth, hailing from Dorset and they had married on 15 May 1866. Frederick's known siblings were: Joseph Blachley (b. 1867) and Willard Evans (b. 1870). The family appeared on the 1880 census living in Stamford, Connecticut and were still resident there by the time of the 1900 census. He had graduated from the Sheffield Scientific School, Yale in 1895.
Frederick was later married to Jane Ann Forby (b. 1879), a native of Amsterdam, New York. The couple remained childless and lived at 112 East Seventy-Third Street, Manhattan where Frederick was a senior partner for the Lace importing firm Houghton, Lee & Hoyt, with offices at 45 Broadway.
A noted yachtsman and a member of Larchmont Yacht Club since 1899 of which he was Commodore from 1901-1904, Frederick went over on the Atlantic when she crossed the ocean to Spain a few years prior to the Titanic disaster to contest for the International Cup. He was also a member of the New York Yacht Club, designed yachts, and he owned several prestigious racing yachts, including Norota, Syce and Isolda. The Hoyts reportedly maintained a summer home in Stamford and also spent time in Marblehead, Massachusetts.
Hoyt and his wife boarded the Titanic at Southampton as first class passengers (ticket number 19943, which cost £90). Their eventual destination was to be Stamford, Connecticut and the couple occupied cabin C-93.
On the night of the sinking it was reportedly the ship's surgeon Dr O'Loughlin (some sources say it was a steward) who went to the stateroom of the Hoyts to urge them to get themselves prepared and to make their way to the lifeboats. O'Loughlin reportedly assisted Mrs Hoyt into her lifeboat, collapsible D. Frederick later jumped into the water shortly after that lifeboat's launch and was pulled into it by its occupants.
Frederick and his wife Jane later settled in Mamaroneck, Westchester, New York and also apparently lived in Los Angeles for a time, appearing there on the 1930 census. Mrs Hoyt died there in 1932.
Frederick Hoyt's last years were spent living in the Manor Inn in Larchmont, Mamaroneck. He died from a heart attack at the New Rochelle Hospital on 5 July 1940 and is buried in Woodland Cemetery, Stamford, Connecticut with his wife.